Credit Guarantee Fund Trust for Micro and Small Enterprises
Government scheme guaranteeing collateral-free MSME loans up to ₹2 crore.
Under CGTMSE, banks lend up to ₹2 cr to MSMEs without collateral — the Trust covers 75-85% of default. Requires Udyam registration. Available across nationalised banks, cooperative banks, NBFCs.
MSMEs needing working capital / term loan without collateral.
Related terms